Jominsure — Smart Protection. Simplified.

Motor Insurance

Drive With Confidence. Protect What Matters.

Whether you're looking for essential coverage or enhanced benefits, we make it easy to choose the plan that fits your needs — from comprehensive protection to third-party only.

Why Choose Jominsure

Motor cover designed around your driving

Standard plans for everyday drivers and enhanced options for those who want more — all compared side-by-side, none of the jargon.

  • Three coverage levels

    Choose from Comprehensive, Third Party Fire & Theft, or Third Party — at premiums that match the protection you need.

  • Enhanced plans available

    Tokio Marine AutoPro for drivers wanting stronger protection at affordable premiums.

  • Optional add-on coverage

    Windscreen, EV charger, flood protection, repair-time compensation, and more.

  • Side-by-side comparison

    Compare premiums and benefits across leading insurers in minutes.

Coverage levels

Three motor plans to match how you drive

From minimum legal requirement to fully comprehensive — pick what fits your vehicle, budget, and risk.

  • Comprehensive Cover

    Third party liability plus damage to your own vehicle from accident, fire, and theft. Best all-round protection.

    Newer vehicles · Daily drivers

  • Third Party Fire & Theft

    Third party liability plus fire and theft of your own vehicle. Middle-ground protection.

    Older vehicles · Lower premium

  • Third Party Cover

    Minimum legal requirement — covers bodily injury, death, and property damage to others.

    Lowest premium · Older cars

Enhanced plan

Tokio Marine AutoPro — stronger protection, smarter benefits

For drivers who want more than the basics, AutoPro offers enhanced coverage at an affordable premium.

  • Waived RM400 Compulsory Excess

    For unnamed drivers — no surprise excess on shared cars.

  • Unlimited Towing Services

    Help is always one call away, with no kilometre cap.

  • Zero Betterment up to 15 years

    Insurer covers the cost of replacement parts in full for vehicles up to 15 years old.

  • Motor Personal Accident & Hospital Income

    Built-in PA cover and daily hospital income support for drivers and passengers.

Motor insurance FAQs

Coverage tiers, add-ons, claims, and renewals — here's what most drivers ask.

Get the right motor cover at the right price

Compare plans across leading insurers in minutes. Our team will help you decide between Comprehensive, TPFT, TP, and AutoPro.