Personal Accident Insurance
Protection When Life Is Unpredictable
Personal Accident insurance provides financial protection and peace of mind for you and your loved ones in the event of accidents, injuries, hospitalisation, permanent disablement, and accidental death.
Why Choose Jominsure
Affordable cover that pays out when it matters
Lump-sum payouts, medical reimbursement, and family-extending options — across leading insurers, compared side-by-side.
Immediate financial relief
Lump-sum payouts for accidental death, permanent disablement, or serious injuries — paid directly to you or your beneficiaries.
Comprehensive medical support
Reimbursement for hospital bills, ambulance fees, home nursing, mobility aids, and alternative treatments.
Family-friendly extensions
Coverage can extend to spouse, children, and parents under a single plan.
Affordable, high-value plans
Low daily or annual contributions, renewal bonuses, and cashback for no claims.
What's covered
Coverage highlights
Personal Accident plans typically include four pillars of protection. Exact benefits vary by insurer and plan.
Financial Security
Lump-sum payouts for accidental death, permanent disablement, or serious injuries — supporting household bills, loans, and funeral expenses.
Income protection
Medical & Recovery
Reimbursement for hospital, ambulance, home nursing, mobility aids, and alternative treatments such as traditional medicine.
Out-of-pocket cover
Enhanced Coverage
Add-ons for public transport accidents, snatch theft, sports, natural disasters, and infectious disease hospitalisation.
Modern risks
Family & Dependents
Extend protection to spouse, children, and parents — peace of mind for the whole household.
Family plans
Personal Accident FAQs
What's covered, who can buy, and how claims work — the basics most people ask before signing up.
Protect what you can't predict
Get a personalised Personal Accident quote in minutes. Our team will help you weigh coverage tiers and family extensions.